Too many things in life are "guesswork."
When it comes to building your long term wealth, you certainly don't want to be playing with dice.
And that's why the Hamilton Investment Fund Multi Asset Portfolio offers a breath of fresh air.
It's an investment opportunity based on a tested* method — not based on "stock-picking" skills.
Read further and you'll see why so many investors are selecting the Hamilton Investment Fund Multi Asset Portfolio when it comes to building their wealth.
Who wants unnecessary risks?
One of the basic things that many investors get wrong is not properly diversifying their investment portfolio. This lack of diversification can lead to poor performance, particularly when financial markets are changing rapidly.
To be properly diversified for different economic climates (increasing economic growth, decreasing economic growth, increasing inflation and deflation), it is important that your portfolio contain a mixture of different asset classes that perform differently in each economic climate.
The Hamilton Investment Fund — Multi Asset Portfolio (APIR: HLN0003AU) provides access to a diversified portfolio of investments across different asset classes in a single managed fund, giving investors a simple, transparent method to effectively acquire a diversified investment portfolio.
What asset classes?
- Cash and cash equivalents10%
- Fixed Interest25%
- Equities (stocks)15%
- Real Estate7.5%
- Natural Resources7.5%
- Swiss Francs10%
- Gold, Silver and other precious metals 25%
Why these asset classes?
Cash and cash equivalents
These assets are liquid, that is, the money can be accessed more easily. During periods of decreasing economic growth investors tend to sell assets and hold cash due to its accessibility, so demand for cash tends to increase during these periods.
As the risk of inflation decreases, or in times of deflation, interest rates usually fall, so the price of bonds and other fixed interest investment tends to increase.
During periods of economic growth companies tend to increase earnings which helps them to fund expansion more easily. So the price of equities tends to rise during these periods
When the economy is experiencing a period of economic growth, increasing demand and rising inflation, the demand for real estate tends to increase, leading to higher prices for real estate assets.
The price of natural resources tends to increase during periods of rising inflation and increased economic growth because of rising demand for commodities and increased cost of production.
Due to Switzerland's strong political and economic stability, the Swiss franc tends to perform well during periods of uncertainty, especially in times of political and economic uncertainty in other countries.
Gold, silver and other precious metals
These hard assets are recognised as stores of value. When inflationary expectations are rising or in times of political and/or economic uncertainty the prices of these assets tend to rise.
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Why this asset allocation?
The Multi Asset Portfolio investment philosophy is based upon the premise that nobody can accurately predict the timing of market cycles, the rate of inflation or the occurrence of other future economic or political events.
So the Multi Asset Portfolio does not attempt to out-guess the markets or forecast future economic events. Instead the Multi Asset Portfolio commits a fixed percentage of its assets to each asset class. These asset classes have been carefully selected to respond differently in any given economic climate.
Such diversification in a single portfolio seeks to provide investors with a convenient and easy method of investing in a balanced portfolio with profit potential.
Without appropriate diversification, some of the Multi Asset Portfolio's assets, would be considered highly speculative. However, we believe that the various asset classes are subject to different (and in some cases, contrary) risks, so that the value of the Multi Asset Portfolio's assets (in aggregate) will be subject to less overall risk, over the longer term, than any one of the assets or asset classes taken by itself.
Advantages of the Multi Asset Portfolio:
Diversified all-seasons portfolio
Invests across diverse asset classes designed to perform differently in different economic climates, such as periods of economic growth, recession, inflation and deflation.
Maintains a disciplined target asset allocation
The Multi Asset Portfolio maintains a disciplined approach to its asset allocation which it rebalances regularly to ensure that it remains within the target asset allocations.
Designed to preserve and grow wealth
The Multi Asset Portfolio is designed to hold assets with the view of preserving wealth and increasing the value of investments over time regardless of the economic situation.
Access to a range of asset classes within one investment
The benefit of a diversified portfolio with one investment in the Multi Asset Portfolio.
The potential for compounding returns over a period of time coupled with a regular savings plan can significantly improve final value.
Money for Living
The money for living option allows you to select a regular monthly amount to be paid to your bank, building society or credit union account.
You should consider the Product Disclosure Statement ("PDS") for the Hamilton Investment Fund Multi Asset Portfolio before deciding
whether to invest.
*Using historical data, we calculated how the Multi Asset Portfolio method would have performed in the past ("back-testing"). We used the UBS Bank Bill Index to represent the cash component of the portfolio, UBS Composite Bond Index to represent fixed interest component of the portfolio, S&P/ASX300 Industrials Accumulation Index to represent equities component of the portfolio, S&P/ASX200 A-REIT Accumulation Index to represent the real estate component of the portfolio, S&P/ASX300 Resources Accumulation Index to represent the resources component of the portfolio, Swiss Bond Index Domestic Government Bonds to represent the Swiss franc assets component of the portfolio, Perth Mint gold prices to represent the gold component of the portfolio and Perth Mint silver prices to represent the sivler component of the portfolio as measures of the past performance of the above asset classes. We found that the Multi Asset Portfolio method would have preserved and increased capital over the long term, regardless of economic conditions . Back-testing is often used to evaluate investment methods, but a method that would have worked well in the past may not necessarily work well in the future.